Thursday, May 18, 2006

"Who Cares If It's Boring?"

That is a direct quote from Becky. So, in response to her desperate plea for an update on my blog, I am going to share with you all the exciting day I had today during our annual Benefits Symposium at work! Hold on to your hats, people. Seriously.

First, I have to say, I love the way insurance people can make you feel like any day now you are doomed to meet with an unfortunate dismemberment during a battle with a Xerox machine. Fortunately, they have an insurance policy that will cover your out-of-pocket-costs during the time you will need to take off work to recover from it.

Second, I am going to admit something. I pretend to be all grown up and responsible by saying that I have a 403b and that I am planning for the future, but the truth of the matter is, I only contribute minimally to it. I just did it so that people at work would stop yelling at me about getting one. So there. Now you know.

I will forevermore label today D-Day. Instead of asking me "Do you have a 403b?" I was asked, "Are you contributing the full 6% to your 403b so that you will get the entire 3% employer match?" Shoot. I couldn't lie. But, I knew full well I would get yelled at because of my answer. I mean, it is "free money" I am not taking advantage of. However, when you are earning interest, 6% looks like nothing. When you are taking it out of your check, 6% is A LOT. I haven't wanted to give up 6% that I don't get to see for another 35 years. There. I said it.

And, I got yelled at. Then, I caved into the pressure to contribute 6%. So, this leads me to the following two points.

1. If you have a vested interest in the well-being of Chick-Fil-A, you may want to let them know that they are about to take a major hit in their Grilled Chicken Sandwich sales. I just can't spend that money anymore. 6% of my income is all tied up until I am old, so I will no longer be able to single-handedly support the Chick-Fil-A corporation with my (almost) daily Grilled Chicken Sandwich consumption. I am sorry.

2. As my eating out and entertaining monies are now being sent off to Mutual of America to be played in the stock market, you might not be seeing me around much anymore. However, look me up in 35-40 years. Provided the stock market does well, I will be rockin' an awesome retirement home in Florida. I'll take you out to dinner.

Until then, I am gonna be hangin' here with my Crock-Pot.


8 comments:

SP said...

Mandy, you are too funny. Great post! I wish I was as witty. Love the crockpot. (She really is obsessed with it, people!)

Mandy said...

The Crock-Pot is one of the top 5 best inventions ever. Ever.

Becky said...
This comment has been removed by a blog administrator.
Becky said...

Who cares if it's boring? Not me!!!! I still enjoyed reading it. Your love affair with the crock pot is going to soar to new heights now. It's a good thing, as M.S. would say. The pot roast was a good thing, too! Got the liners yet?

Mandy said...

Oh, yeah! I have the liners, and I have made the most delicious chicken in the WORLD! Do y'all like mushrooms? I will send the recipe. And Katie, I'm gonna need that casserole recipe. I'm serious. I am giving up the fast food. Mostly.

Becky said...

Yes, it was me. It said exactly what the next one said, except with many misspelled words!

jenny said...

oh my gosh, i've been stalked for the 403b, too! hilarious. everytime i see my HR guy at work i totally try to avoid him. i did attempt the 403b thing once a few months ago. i submitted all the paperwork w/ the percentages and who the heck knows exactly what, and this is what he says to me 'ah yes, jenny, great to have you on board (as if i haven't been an employee for the past 3 1/2 yrs). we're actually not taking paper applications. you must check out our website & apply on line.' WHAT?? he obviously didn't know it took me months to just fill the dumb application out & figure out what percentages i wanted and NOW i have to go on line & do it again? nope, not gonna do it. so i haven't.

and now everytime i have a question for the HR guy at work i can't ask him b/c i'm afraid he's going to say 'wow, jenny, haven't seen ya on board lately. . ' and i don't think i can handle it.

Becky said...

Hey, I'm just testing something here...I don't really have anything to say...